Arumi Crypto: Ubecoin is a blockchain solution created by a Gibraltar technology company

Introduction

Ube Ltd (the "Company") is a registered technology company of Gibraltar to develop and develop a hybrid cryptographic digital coin ("Ubecoin") to be used as a medium of exchange between merchants and buyers. To create liquid for Ubecoin, Ube Developing global partnerships with companies with the following, (and many others in negotiations):

a. Probability Gaming (India)

b. Ad Drivers - www.addrivers.com.au

c. RISKU Pty Ltd - www.risku.com.au

d. Telco - currently under a Non-Disclosure Agreement (NDA)

e. Cash on Referral- www.cashonreferral.com

f. Search Us On The Web - www.findusonweb.com

g. RapidID - www.rapidid.io

Phase 1. Free Trade Barter (FTB)

Ube Ltd created a subscription-based Ecommerce platform for merchants to sell goods and services without cash transaction fees. Ube Ltd will first seek the global barter industry by offering a subscription-based subscription model to enable merchants to have unlimited low-cost plans to grow their business. Ube Ltd also partners with an online UK business network comprising more than 75k merchants and advertising Ad Ad Drivers (50k buyers) that offer promotions to build the Consumer to Business transaction. The purpose of Ube Ltd is to transact in the first 3 months of operation.

Phase 2. Online Entertainment

Ube Ltd through its JV partner network offers consumer access to its merchant barter network of goods and services. Ube Ltd is developing partnerships with Probability Limited, Bulbet Limited, licensed UK pool online operators with over 4.5 million accounts and growing.

Phase 3. Fintech & Telco

Ube Ltd offers retail and corporate merchant products and consumers. Ube Ltd is developing partnerships within the Fintech space to develop and integrate Ubecoin across different product service providers financial services. Ube Ltd is currently working on a major telecommunications wholesaler to develop mobile wallet media to enable targeted consumer advertising.

Phase 1. Free Trade Barter (FTB)

Proposal Value for SMEs

Small to medium businesses are always looking for new ways to increase sales, manage redundant inventory, fill idle capacity, increase their customer base and gain extensive exposure for their products and service in a cost-effective way to improve profitability. Depending on FTB's jurisdiction may have a positive effect on the balance of businesses and cash flows

Large Barter Exchange Model

At least 600,000 merchants participate in the barter economy on a global scale. Fees range between 10-13% (buy / sell) on average per transaction. When combined with fees, advertising fees, non-trade fees and lock-in contracts, any gain gained through the barter is quickly diminished. * 3 The global barter exchange business uses proprietary trade dollars (T $) as medium of exchange. A Trade dollar is used between trade exchange members instead of cash in a nonreciprocal trading transaction. The US IRS values trade dollars like a US Dollar. Trading dollars can only be used by merchants within the platform to make it. The trade dollar is a closed payment payment.

FTB Future State Powered by Ubecoin

FTB is a subscription-based platform that uses Ubecoin as a transit vessel, entrepreneurs can barter or exchange commodities and services for zero cash transaction costs payable to Ube Ltd, rather than using cash as a medium for a transaction thereby improving the flow of business cash fiat. Merchant members will be able to transact through FTB and the ownership of Ubecoin and its merchandise is controlled by the merchant. Blockchain ledger accounts for each transaction are fully transactions and the merchant is controlled by the merchant and not the owner of the platform. FTB is a great, online business tool that uses the latest crypto currency secure blockchain technology and trading platform.

UBE Platinum

This is an exclusive membership where high value amounts can be bought and sold. It will be attractive for high end investors / businesses / networks where Ubecoin can be used as a medium of exchange.

UBE Deal of the Day

This is where merchants can request to have a heavily promoted deal of the day. An email and social media campaign promotes a "deal of the day" To make more liquid Ad Drivers (50k Consumers) offer promotions to generate Consumer to Business transactions and also have referral marketing campaign. A Ubecoin is a free property of the coin owner. It is stored digitally on an electronic wallet through a desktop computer or a mobile device. It can be used as owner's wishes.

Market Target Example

The International Reciprocal Trade Association ("IRTA") is the global trade association for trade exchanges, which include retail barter exchanges, corporate trade companies, complementary money organizations and counter trade systems. IRTA promotes the proper rules of accountability, equal standards, ethics and government relations, for the organized barter industry and its participating members. IRTA estimates that 600,000 entrepreneurs have paid USD $ 14 billion worldwide in 2015 and are expected to grow volumes of 5-10% per year. Ubecoin is not limited to traders listed on IRTA. * 4 By winning barriers for merchant barter for entrepreneur's participation, Ube Ltd through FTB must realize a larger merchant merchandise in providing the product, as it is not limited to the current Barter sector market; rather it is open to the merchant world market, as a whole.

Business Model

The more merchants to join the FTB network, the greater the diversity of goods and services offered and the more merchants involved in the network, the greater the ability to create the Ubisoin market.

There are three initial revenue lines for Ube Ltd:

1. Annual advertising advertising payouts of GBP 150 per year per merchant (or equivalent) with no additional fees, measured by organic growth and replication other jurisdictions. Refer to the expansion section of many jurisdictions.

2. From the release of more Ubecoin while increasing demand

3. From advertising fees and revenue-related business model licensing across multiple territories.

Model Disrupter Model

Ube Ltd aims to board 38,600 traders in the first year of operation and 78,529 in the second year. It can be achieved through a wide-ranging marketing campaign in many jurisdictions, promoting the first 5,000 merchants in each jurisdiction can join for free, with the receipt of 300 Ubisoin bonuses.

Phase 2. Online Entertainment

Online entertainment includes gaming with the betting of something of value, (usually money), in the event of an event or game using the internet. The regulated gaming market is USD 44.16 billion in 2016 and is estimated to reach USD 81.71 billion by 2022, at CAGR of 10.8%. The current unregulated markets are as big but slowly being regulated. * 5

Ube Ltd's online entertainment partners will be selected from the following / licensed and best training firms. In the second stage of Ube Ltd the online entertainment sector is targeting. Lack of avenues for players to spend their wins and the processing time is a bit slow and expensive. Players at traditional fiat gaming websites need to wait for their bank wire (if they do not use credit cards) to get to in-game wallet sites before playing. Regardless of their deposit method, players can wait a few days to receive their withdrawal if they decide to stop playing and cash-out.

Phase 3. Fintech and Telco

Ube Ltd has agreed to partner with Apexx Fintech to develop and integrate their Ubecoin into Apexx Fintech business products. The APEXX Gateway represents a single integration center for all acquirers, APMs, and value added services worldwide. Apexx offers over 100 Alternative Payment Methods internationally with competitive pricing and immediate execution to deliver a full custom payment environment. The AX interface combines transactional data from all Payment Services Providers to an art dashboard state

Apexx works to reduce the cost of receiving payments using their dynamic routing engine, a switch solution that allows smart transaction routing to be the most useful provider within a multi-acquirer model. The standard for a switch includes: currency, transaction type, card type, region, time of day, load-balancing, or re-routing of a transaction that fails to acquire / issuer. Ube Ltd also focuses on the telecommunications industry to build mobile media wallets to enable targeted consumer advertising.

Business Goals and Timeline

Coin Security

Ube Ltd is pre-mined almost 100% (all but the 80 Million token of ICO created by investors entering into, smart contracts during ICO) of the total coin allocation for the promotion of activities at its business today and in the future. As part of our advanced security protocols, a small, relatively small amount of coins will be held on multiple "hot" wallets at any time to propagate in the middle of our networks or provide liquidity within the marketplace . A combination of cold storage techniques will be integrated with real physical security measures in the world to ensure the safe protection and protection of digital assets.

Coin Distribution Model